Terms and Conditions

1. Acceptance of Terms

Welcome to InvestEd! By accessing or using our website, platform, and services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Services. These Terms constitute a legally binding agreement between you and InvestEd.

2. Account Usage

2.1 Account Creation: To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account.

2.2 Account Security: You agree to notify InvestEd immediately of any unauthorized access to or use of your account. InvestEd will not be liable for any loss or damage arising from your failure to protect your account information.

2.3 Prohibited Conduct: You agree not to use the Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Services. You further agree not to:

• Use any robot, spider, scraper, or other automated means to access the Services for any purpose without our express written permission.
• Interfere with or disrupt the Services or servers or networks connected to the Services.
• Attempt to gain unauthorized access to any portion of the Services or any other accounts, computer systems, or networks connected to the Services.
• Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.
• Use the Services to send unsolicited or unauthorized email, advertising, or promotional materials.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by InvestEd, may harm InvestEd or users of the Services or expose them to liability.

3. Intellectual Property

3.1 Ownership: The Services and all content included therein, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and the design, selection, and arrangement thereof, are the property of InvestEd or its licensors and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

3.2 Limited License: InvestEd grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use. You may not reproduce, modify, distribute, display, perform, or otherwise use any content from the Services without our express written permission.

3.3 User Content: You retain ownership of any content you submit, post, or display on or through the Services ("User Content"). By submitting User Content, you grant InvestEd a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content in connection with the Services.

3.4 Copyright Infringement: If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, please contact us at Contact Us and provide the following information:

• A description of the copyrighted work that you claim has been infringed.
• A description of where the material that you claim is infringing is located on the Services.
• Your address, telephone number, and email address.
• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

4. Limitation of Liability

4.1 Disclaimer: THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. INVESTED DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

4.2 Limitation of Liability: IN NO EVENT SHALL INVESTED BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF INVESTED HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO INVESTED FOR THE SERVICES IN THE SIX (6) MONTHS PRECEDING THE CLAIM.

4.3 Investment Disclaimer: InvestEd provides educational content related to investing. We are not financial advisors, and the information provided on our platform should not be considered investment advice. Investment decisions should be made based on your own research and consultation with a qualified financial advisor. InvestEd is not responsible for any financial losses you may incur as a result of using the information provided on our platform.

5. Termination

5.1 Termination by You: You may terminate your account at any time by contacting us at Contact Us.

5.2 Termination by InvestEd: InvestEd may terminate your account or access to the Services at any time, with or without cause, and with or without notice.

5.3 Effect of Termination: Upon termination of your account, your right to use the Services will immediately cease. InvestEd will have no obligation to retain or provide you with any User Content following termination. Sections 3, 4, 6, and 7 of these Terms shall survive termination.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State Name], without regard to its conflict of law provisions.

7. Changes to Terms

InvestEd reserves the right to modify these Terms at any time. We will post any changes to these Terms on our website. Your continued use of the Services following the posting of changes constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically for updates.

8. Contact Information

If you have any questions about these Terms, please contact us at Contact Us.

9. Entire Agreement

These Terms constitute the entire agreement between you and InvestEd relating to the Services and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and InvestEd with respect to the Services.

10. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.

11. Waiver

The failure of InvestEd to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

12. Accessibility

We are committed to making our website accessible to everyone. For more information, please see our Accessibility statement.